Steven Spielberg Revives "West Side Story"
By: Admin / Select Preferred Network
The first “West Side Story” film was released in 1961, but the story will continue nearly 40 years after the premiere with a 2021 remake. The “West Side Story” 2021 revival will be led by director Steven Spielberg and released the first sneak peek trailer during the Oscars.
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Top Five Ways To Invest Your Stimulus Check
By: Admin / Select Preferred Network
Did you get your stimulus check of 1400 dollars? While this check from Uncle Sam won't make you rich overnight, it is enough to think about making some smart investments. Of course, these are tough times, and you may need this money for more pressing matters but, if you are in a situation where you can save some or all of this money, we have some smart investment suggestions for you.
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The Fastest Ways To Learn About Personal Finance
By: Admin / Select Preferred Network
Learning about personal finance is most important for surviving in the current US economy. You need to learn how to create a budget and understand expenses to become self-sufficient with your money. Moreover, if you plan on retiring later in life, you also need to learn how to invest in the stock market. Having investment skills will contribute to making you financially independent.
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Strange Things That Affect Your Credit
By: Admin / Select Preferred Network
Most people are unaware of all the things that affect their credit; this is understandable because many of the factors that make up your credit are confusing. However, some can also be strange. You may be doing what you think is the right thing but still end up with poor credit because of these strange factors. Today, we will discuss some of the strange things that affect your credit to help you better understand what is happening to your credit score.
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Is Having An Emergency Fund Worth It?
By: Admin / Select Preferred Network
Paying bills can become a nuisance, causing you to ask your friends and family for a loan. However, you can avoid this situation with an emergency fund. Experts suggest that Americans should have at least 3 to 6months of living expenses saved in their bank as an emergency fund. Crises like the COVID19 and war threats are unpredictable, and you can lose your job at anytime. Therefore, it’s always best to have a backup money stash. In this blogpost, we will share the importance of having an emergency fund. So, keep reading to learn why you should save money on the side.
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Are You Taking Advantage of Your Stimulus Checks?
By: Admin / Select Preferred Network
It’s been a long time since President Trump announced a national emergency due to the Coronavirus. Since then, many stimulus checks have been sent out to Americans. Each stimulus check was for about $1,400 for a single person and $1,400 per dependents in the house. These checks have revived the American economy, and now, the nation is ready to face high inflation rates. This development raises the question, "what happened to stimulus checks?"
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Five Myths About Personal Finance That Will Surprise You
By: Admin / Select Preferred Network
Managing your finances can help you become independent financially, but these common myths have become a barrier. Most people believe in these myths to not accept that their financial management skills are lacking. This blog post will debunk all personal finance myths stopping you from investing and saving money for your retirement. So, keep reading to learn more.
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The Fastest Ways to Recover From Bad Credit
By: Admin / Select Preferred Network
Credit is like quicksand that keeps eating away your monthly budget. Many American’s suffer from credit issues, and they can’t apply for new loans. Moreover, a bad credit history leads to a low credit score which affects you in numerous ways. If you are looking for ways to recover from bad credit, then you are in the right place. In this blog post, we will share the fastest ways to recover from bad credit so you can resume your monthly budget.
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5 Personal Finance Books to Take Control of Your Wealth
By: Admin / Select Preferred Network
Although the USA is a developed country, it’s still struggling to improve its financial literacy rate among its people. This is primarily because investment and wealth management aren’t taught in school. Moreover, children from mediocre families don’t get proper financial knowledge from their parents because they struggle. Only the wealthy sector of the American population knows a thing or two about money management. However, the financial literacy rate in the USA is improving by 1% year over year. This is because people are seeking financial knowledge on their own from books and credible internet sources. If you are interested in learning about money management, you can benefit from the books mentioned below.
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The Top 5 Energy-Efficient Appliances for Your Home
By: Admin / Select Preferred Network
When looking for the best home appliances, homeowners often consider price, performance, and durability. However, it’s crucial to take energy efficiency into account as well. The rising cost of electricity is responsible for eating up the monthly budget of many homes in the US. Yet, energy-efficient home appliances remain unchecked. In this blog post, we will see the top 5 energy-efficient appliances for your home. In the light of this blog post, you can make an informed decision when you go shopping for home appliances next time.
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Branded vs. Generic Products: Is There Really a Difference?
By: Admin / Select Preferred Network
Branded products have been around for a long time. They're branded with the company's name and logo, which makes them recognizable in stores where they are sold. But what about generic products? Are branded products better than generic ones? Or is it just all marketing hype? In this post, we will compare branded and generic products to determine whether or not there's any difference at all between them!
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The Top 3 Budgeting Apps
By: Admin / Select Preferred Network
American’s feel confident with a budget. They feel like they control their expenditures, plus it allows them to cut back on unnecessary spending and track their money. There are several benefits of budgeting and planning financials which is why many budgeting apps have been made available for download. These apps link with your bank account and automatically track your spending. In addition, some apps have milestone achievements for your motivation and boost your savings spirit. But with an overwhelming number of budgeting/planning apps, it becomes frustrating to find the right one. Therefore, we have shared our top 3 budgeting and planning apps to help you secure your finances and help you save for retirement.
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What Is A Roth IRA, and Why Should You Have One?
By: Admin / Select Preferred Network
Living in a world that shuts down overnight due to a viral breakout makes everyone save money for rainy days. However, have you planned your retirement, the time when the inflow of cash stops? Retirement planning is important for living a happy life in your old age. Instead of putting in hours of labor in your 40s, you should focus on living your life at this age. In this blog post, we will explain what Roth Individual Retirement Account or Roth IRA is and inform you on whether you should invest in it or not.
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The 3 Best Online Jobs That Require No Degree
By: Admin / Select Preferred Network
While colleges make you think you need to pay them money to get a good job, it's actually not true. The world has transitioned from industrialization to the digital age; degrees and diplomas don't hold as much value as they once did. The digital age strives upon creativity and adaptability. These are just some of the things you can't learn at a college or a University.
Moreover, technological advancement has breached global boundaries, and now entrepreneurs are actively seeking people with skills. If you think your online classes will get you a position at Google, think again. The time you spend studying online in COVID 19 can help you earn money online and develop professional skills. These are what matter in the 21st century, and we are here to help you find the 3 best online jobs that require no degree.
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3 Tips To Save Money On Your Mortgage
By: Admin / Select Preferred Network
The most expensive monthly payment for some people is undoubtedly a mortgage. Most American's struggle with taking money out for mortgage payment, and it eats through their retirement savings. More often than usual, people find ways to save money on mortgage payments but turn no stones. In this blog post, we will share 3 tips to saving money on a mortgage that will help you balance out your monthly payment. Moreover, you won't have to break the bank every time you have to take out money for a mortgage. So, without further delay, let's explore 3 tips to saving money on a mortgage.
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The Safest Cities In The United States
By: Admin / Select Preferred Network
When choosing a place to live, most families prioritize safety. Most Americans have traditionally searched for low crime and other low-risk characteristics when deciding whether a new area was safe for them.
The definition of safety can be different from person to person, depending on their personal experiences. However, some core safety factors are universal and can be used to rank and identify the safest cities in the United States. These factors revolve around metrics like violence, property crimes, drug poisoning mortality rate, vehicular mortality rate, and the ratio of population involved in excessive drinking.
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The Top 3 Tips To Reduce Healthcare Costs
By: Admin / Select Preferred Network
What would America be capable of if it had an additional $1.3 trillion every year?
Imagine the improved infrastructure we could create and the lower rate of homelessness. We could make smarter investments into education and social services.
But where did we get this number from?
This number represents the amount of money we'd be able to save if the U.S government, businesses, and consumers spent 10.6% of the GDP on healthcare, rather than the current 17.1%. To ensure we keep giving quality care to the ones in need, we need to change the way we think about healthcare altogether.
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The Top 3 Tips For Life Insurance In 2021
By: Admin / Select Preferred Network
Life insurance plans are designed so your beneficiaries receive monetary support after your death. Losing a loved one takes a huge emotional toll, but it is even more difficult to deal with financial distress as well. Having a good life insurance policy can help you assure financial stability for your loved ones after you’re gone.
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The Top 3 Sites For Free Entertainment
By: Admin / Select Preferred Network
Want to relax? Visit these sites to get the best movies, books, music and much more for FREE
There isn’t a better time to pick up your favorite movie or book or listen to your favorite songs and relax. Fortunately, there's plenty of free entertainment that makes this proposition easier.
Nearly every day we hear of some new offerings. There is an enormous amount of material available on the internet, but finding the best sites for your favorite games, movies, comics, virtual tours, live theater, guitar lessons may be a hassle.
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The Top 3 Tips To Reduce Your Healthcare Costs
By: Admin / Select Preferred Network
What would America be capable of if it had an additional $1.3 trillion every year?
Imagine the improved infrastructure we could create and the lower rate of homelessness. We could make smarter investments into education and social services.
But where did we get this number from?
This number represents the amount of money we'd be able to save if the U.S government, businesses, and consumers spent 10.6% of the GDP on healthcare, rather than the current 17.1%. To ensure we keep giving quality care to the ones in need, we need to change the way we think about healthcare altogether.
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How To Make A Debt Management Plan
By: Admin / Select Preferred Network
Are you knee-deep in debt and don't know how to escape this turmoil? Well, don't worry; there are plenty of tools to manage debt. However, if you are a do-it-yourself kind of person, our handy DIY debt management guide will help you. Moreover, escaping debt is not easy, and it requires a plan of action. In this guide, we have shared a well-structured plan of
action to help you pay back your debt and manage your payment. Moreover, we will also help you decide which debt management plan is best for you. So, keep reading till the end.
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How To Recover From A Major Credit Drop
By: Admin / Select Preferred Network
One of the worst things that can happen this year afterCOVID-19 is a credit drop. Most Americans don’t bat an eye when their credit score starts dropping. However, they face constant rejections when it’s time to request a loan. Lending institutes use borrowers’ credit scores to determine their probability of returning your loan on time. If you want to increase your credit score, here are our 4 tips that can help you improve your credit ratings.
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3 Tips To Negotiate Your Starting Salary
By: Admin / Select Preferred Network
When an employer extends a job opportunity, you have every right to negotiate your salary if it doesn't meet your expectation, skills, or experience. Most employees make the mistake of being shy in negotiating their pay, leading to a wrong career move.
Money is essential in life, and there is no shame in asking for the amount you deserve for the work you do. In this blog post, we will share 3 tips to negotiate your starting salary and why it is crucial.
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3 Tips To Lower Your Internet Bill
By: Admin / Select Preferred Network
Internet connectivity has transitioned from being a luxury to a necessity, and COVID-19 has contributed to heavy usage of internet globally. However, most organizations that have permitted work from home do not give internet allowance. Therefore, employees who can't afford the increasing internet bills have to find ways to cut down this cost. In this blog post, we have shared the 3 best ways to reduce your internet bill. So, keep reading to find out more.
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5 Tips To Start Couponing
By: Admin / Select Preferred Network
A single Google search can unveil several images and links that claim they’re offering free stuff. This sight can be overwhelming for couponers who have just started to enter the industry. Even though it might seem too good to be true, it is indeed possible to save up to 50% of your grocery bill with coupons.
Even though most of us look at the receipt dreadfully after we’re done with some retail therapy, some of us walk out with a skip in our step and significantly more money. The only shoppers happy during the monthly grocery shopping spree are the ones loaded with the relevant coupons.
Looking to get started? You’ve clicked on the right link.
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Top 5 Habits To Grow Your Wealth
By: Admin / Select preferred Network
Financial freedom is a mindset. It is something you have to work on day after day until you can finally say that you’ve made it. That said, it’s not only about working hard; it’s also about working smart. Several people think that the term wealthy means having a lot of money.
What’s the point of making a lot of money if you aren’t able to keep it for too long?
For better or for worse, your habits guide you in those dark tunnels of helplessness. While you might consciously focus on developing a few habits, some are innate. Picking the right ones can ensure you’re financially successful.
Should You Have A Credit Card?
By: Admin / Select Preferred Network
Compared to the brick-and-mortar times when cash was the only way you could buy a product or hire a service, financial transactions have come a long way. Now, more businesses accept credit card payments than ever before. For the average consumer, this means well!
With credit rewards that can get you almost anything, the decision to go cashless seems enticing, but one can wonder - “should I be using a credit card?”
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What Is A Credit Union And Why Should You Join One?
By: Admin / Select Preferred Network
Just like a bank, a credit union is a financial institution too. The only difference is, while you don't control what a bank does with the money you give to them, the members of a union own the union they give their money to. Because of this reason, a credit union solely operates for the purpose of providing benefits to its members.
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4 Websites To Score Premium Freebies
By: Admin / Select Preferred Network
While there are several websites to score freebies, scrolling through every page can be a tedious task. Think about it this way – is something truly free if you have to spend hours looking for it? To ensure you don’t have to spend a lot of time looking for the perfect item, this article helps you find free stuff in an easy way. Since these websites offer several everyday objects you can use, and there’s a wide variety, you might not have to look elsewhere.
With the help of this article, you’ll have a great starting point every time you’re thinking of going on a scavenger hunt. Whether it’s software, full-sized goods, electronics, coupons, or even furniture, this list will help you save a lot of money!
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3 Bank Accounts With The Most Cashback
By: Admin / Select Preferred Network
We have come a long way from using cash as our means of spending money to debit/credit cards. This transition was supported by various schemes, and one of them is cashback. If you want to spend money and get some of it back in your account, a cashback scheme is best for you. But before we share 3 bank accounts with the most cash back, let’s understand, “what is cashback.”
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4 Tips To Prevent Fraud
By: Admin / Select Preferred Network
Take a minute to reflect on your habits, and see a pattern. Are you a responsible internet user? Do you delete your spam mail? Do you protect your credit card? These are all the things susceptible to fraud, and you might end up facing substantial financial damage. In our daily lives, we are occupied with work and other responsibilities. These accountabilities take up our entire day, and we have less time to focus on little things. A fraudster takes advantage of our little mistakes and then causes financial harm. Here are 4 ways you can protect yourself from fraud.
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Is It Bad To Take Out A Mortgage?
By: Admin / Select Preferred Network
Hot-dog, baseball, and homeownership are some of the things that are a quintessential part of American Society. Having a differing opinion on these things is almost considered fringe behavior. Now, owning a home is still a major part of the American dream, but we tend to forget its downsides — being in debt after taking out a mortgage. A home loan can quickly eat up all your savings, and making all the payments takes nearly half of one’s life.
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Top 5 Apps To Save You Money
By; Admin / Select preferred Network
If you struggle to save, you are not alone. According to a report in 2017 by Federal Reserve, 44% of Americans reported they couldn’t save $400 for emergencies. If you are one of those and have a heavy foot on shopping, it’s time to revamp your lifestyle. With our top 5 apps to save you money, you can get cashback rewards and have an organized planner on your spending. All apps mentioned below are available for both iOS and Android. So, without further delay, let’s check out the best saving apps for 2020.
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5 Tips To Pay Off Your Student Loans
By: Admin / Select Preferred Network
According to Forbes, student debt is the second-highest consumer debt after those due to mortgages. Education has become more expensive than buying a new car or a house. This is why most people are trying out different ways to make money. Some students work while studying to finance their job, and most students spend a better half of their earnings paying back student loan. To payback your student loan on time, you need a strategic plan and control over your expenditure. In this blog, we will share 5 tips to pay off your student loans on time and enjoy a financially independent life.
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The Best 3 Ways To Save Money On Your Car
By: Admin / Select Preferred Network
If you want to shave fat from your budget and save money on buying cars, then you are in the right place. For most people, car payments are the biggest hit on their monthly income. It will disrupt your family life for years until you have paid back the amount you borrowed. If you are looking for ways to save money on your car, these tips will greatly help you.
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The 9 Best Holiday Deals Of This Season
By: Admin / Select Preferred Network
2020 has been loud and crazy, and everything is going haywire with the pandemic upon us. People have waited long enough to see a glimpse of normal life, and these best holiday deals are the calm in your raging world. With some of the best discounts and flat cut-off on premium items, our guide is your only hope to sail through this year. In this blog post, you will highlight some of the sweetest deals and discounts this holiday season. So, don't shy away from reading all the way through.
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The 4 Best Places To Shop This Holiday Season
By: Admin / Select Preferred Network
With so many of us spending time at home, we are bound to run out of things to do. But once everything is done, we are left with only one thing to do — shopping! This year has been hard on all of us, and we need to protect our sanity. With the holiday season upon us, it’s time to go shopping while getting huge savings.
However, shop-till-you-drop is not an option this year. With the second wave of the pandemic upon us, most of us are confined to our homes. This shouldn’t kill the spirit of Christmas and Christmas shopping.
The best place to shop this year is the internet. Shopping online will keep you safe and secure from the novel coronavirus. Here is a list of websites you can use to shop online while benefitting from the best discounts!
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How To Leverage Your Benefits At Work
By: Admin / Select Preferred Network
If you have successfully scored a position in a hot-shot organization that provides tremendous benefits, you need to learn to use them. Most people ask for higher salaries rather than employee benefits. This starts to affect their financial growth, and they end up quitting their job.
So, the million-dollar question is, "how do I leverage my benefits at work?"
If you want to enjoy your organization's perks and live a financially stable life, you have to use them wisely. In this blog post, we will highlight the most common workplace benefits and how you can use them.
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4 Tips To Plan For Retirement
By: Admin / Select Preferred Network
Planning for retirement does not come with age. It is a necessary step that begins when we realize that surviving in this dynamic economy is not easy. To have a comfortable future, planning for retirement is very important. Many people start late and don’t know how to go about it. In this blog, we will share 4 tips to plan for retirement that everyone should follow
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My Credit Dropped - How Do I Recover?
By: Admin / Select Preferred Network
Managing finances is not easy. Sometimes life hits you hard, and you end up spending all your savings. Facing problems in a financially helpless situation makes a person seek help from lending institutions. These institutes check the debtor’s credit score to ensure safe paybacks. If your credit score is low, you probably won’t get a loan.
We can’t tell you how much credit score is required to apply for a loan, but we can tell you how to recover a credit score drop.
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5 Tips To Cut Your Taxes
By: Admin / Select Preferred Network
An unexpected tax bill can ruin anyone’s day. When the amount is more than what you expected, it can be frustrating to see that you owe so much to the government. The IRS issued more than 111.8 million dollars in 2018, and this year can cause even more windfall if you play your cards right.
Taxes are something you cannot and should not avoid. However, there are slight tweaks you can make to save tax money. In most cases, you must itemize your taxes rather than going for a standard deduction. This blog post would share tax deduction strategies that help save hundreds of dollars in tax amount so you can plan your trip to the Bahamas with the added savings.
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4 Tips to Pay Off Loans
By: Admin / Select Preferred Network
Are you drowning in debt and don’t know how to manage all the loans? Don’t worry! You are not alone in this. A recent study showed that almost 80% of Americans are in debt, which’s a huge number. The most common reason for not being able to pay back is a lack of planning.
Many Americans don’t know how to pay off loans. This is a major problem as returning loans is not just about giving money. It’s more of a planned approach to handling your finances. With that said, here are our 4 tips to pay off loans and have a debt-free life.
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3 Things to DIY Instead Of Buy
By: Admin / Select Preferred Network
Over the years, we have shared a plethora of money-saving projects, both small and large. The idea is that if you can easily and cheaply make something at home, then why shouldn’t you? Therefore, here we are again with three things to DIY instead of buy.
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Top 3 Credit Cards To Save You The Most Money
By: Admin / Select Preferred Network
Whichever credit card you select, it is going to be specific to your needs. If you’re a student looking to pay your loans or a person who takes international trips and likes to splurge, both of you will have largely different needs when selecting a credit card.
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Tips On Building An Emergency Fund
By: Admin / Select Preferred Network
Building an emergency fund is indeed on the first steps to recession-proof your finances, and ensuring that you can weather any storm.But it is not easy, particularly when you are already on a tight budget.
An emergency fund typically contains 3 to 6 months' worth of expenses. The more, the merrier; several experts advise having twelve months of expenses during uncertain economic times like these. Nonetheless, set an amount you would like to save, establish a goal for yourself and keep that money in an individual account from your regular checking, ideally in high yielding savings account that'll grow the savings over time.
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Tips On Investing Disposable Income
By: Admin / Select Preferred Network
Investments can look different for everyone. Someone purchases an expensive and long-lasting gadget with the idea of using that fora long time. For them, this is an investment. Some students work extra hours to become debt-free, which counts as an investment in their future that will reduce the woes of debt.
Disposable income should never be equated as a 'leftover'income. This can imply that it will be used for frivolous purchases and might entice you to do so. This income is a way to make sure you can live a comfortable life in the long run.
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Get FREE Money When You Sign Up For These Credit Cards!
By: Admin / Select Preferred Network
When you’re looking to sign up for credit cards, anyone would advise you to do it smartly. Check the introductory APR rate, the foreign transaction fee, bank transfer fee, and how much you can benefit from them. Chances are you’re going to get a credit card anyway, so why not get free money when you sign up for these credit cards? However, do remember not to get too dazzled by a sign-up bonus without looking at the terms and agreement. This bonus does come at the price of spending some money. Here, we list a few credit cards to consider when signing up for a credit card.
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How You Can Instantly Invest Spare Change
By: Admin / Select Preferred Network
According to a poll, around 80% of millennial's are not investing in the stock market. 40% of them believe they do not have enough money to do so. This has led to a rise in finance experts simplifying the processes of investments to demystify it. They have attempted to direct people’s attention towards user-friendly money-saving apps like acorn, digits, etc.
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3 Ways To Raise Your Credit Score Fast
By: Admin / Select Preferred Network
There is no one way to raise your credit score fast. If you are thinking about raising or improving it think why is it low? How has your credit card history been? Have payments been on time? To really get into understanding your personal credit score you have to be prepared to delve into your finance books, so to speak.
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How To Turn Trash To Cash
By: Admin / Select Preferred Network
One man’s trash is another man’s treasure if you put your mind to it, of course. The planet is drowning in trash you most likely produce more trash than you think and a lot of it has lost potential because we don’t realize how easily trash can be money.
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