4 Websites To Score Premium Freebies
By: Admin / Select Preferred Network
While there are several websites to score freebies, scrolling through every page can be a tedious task. Think about it this way – is something truly free if you have to spend hours looking for it?
To ensure you don’t have to spend a lot of time looking for the perfect item, this article helps you find free stuff in an easy way. Since these websites offer several everyday objects you can use, and there’s a wide variety, you might not have to look elsewhere.
With the help of this article, you’ll have a great starting point every time you’re thinking of going on a scavenger hunt. Whether it’s software, full-sized goods, electronics, coupons, or even furniture, this list will help you save a lot of money!
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3 Bank Accounts With The Most Cashback
By: Admin / Select Preferred Network
We have come a long way from using cash as our means of spending money to debit/credit cards. This transition was supported by various schemes, and one of them is cashback. If you want to spend money and get some of it back in your account, a cashback scheme is best for you. But before we share 3 bank accounts with the most cash back, let’s understand, “what is cashback.”
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4 Tips To Prevent Fraud
By: Admin / Select Preferred Network
Take a minute to reflect on your habits, and see a pattern. Are you a responsible internet user? Do you delete your spam mail? Do you protect your credit card? These are all the things susceptible to fraud, and you might end up facing substantial financial damage. In our daily lives, we are occupied with work and other responsibilities. These accountabilities take up our entire day, and we have less time to focus on little things. A fraudster takes advantage of our little mistakes and then causes financial harm. Here are 4 ways you can protect yourself from fraud.
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Is It Bad To Take Out A Mortgage?
By: Admin / Select Preferred Network
Hot-dog, baseball, and homeownership are some of the things that are a quintessential part of American Society. Having a differing opinion on these things is almost considered fringe behavior. Now, owning a home is still a major part of the American dream, but we tend to forget its downsides — being in debt after taking out a mortgage. A home loan can quickly eat up all your savings, and making all the payments takes nearly half of one’s life.
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Top 5 Apps To Save You Money
By; Admin / Select preferred Network
If you struggle to save, you are not alone. According to a report in 2017 by Federal Reserve, 44% of Americans reported they couldn’t save $400 for emergencies. If you are one of those and have a heavy foot on shopping, it’s time to revamp your lifestyle. With our top 5 apps to save you money, you can get cashback rewards and have an organized planner on your spending.
All apps mentioned below are available for both iOS and Android. So, without further delay, let’s check out the best saving apps for 2020.
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5 Tips To Pay Off Your Student Loans
By: Admin / Select Preferred Network
According to Forbes, student debt is the second-highest consumer debt after those due to mortgages. Education has become more expensive than buying a new car or a house. This is why most people are trying out different ways to make money. Some students work while studying to finance their job, and most students spend a better half of their earnings paying back student loan.
To payback your student loan on time, you need a strategic plan and control over your expenditure. In this blog, we will share 5 tips to pay off your student loans on time and enjoy a financially independent life.
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The Best 3 Ways To Save Money On Your Car
By: Admin / Select Preferred Network
If you want to shave fat from your budget and save money on buying cars, then you are in the right place. For most people, car payments are the biggest hit on their monthly income. It will disrupt your family life for years until you have paid back the amount you borrowed. If you are looking for ways to save money on your car, these tips will greatly help you.
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The 9 Best Holiday Deals Of This Season
By: Admin / Select Preferred Network
2020 has been loud and crazy, and everything is going haywire with the pandemic upon us. People have waited long enough to see a glimpse of normal life, and these best holiday deals are the calm in your raging world. With some of the best discounts and flat cut-off on premium items, our guide is your only hope to sail through this year.
In this blog post, you will highlight some of the sweetest deals and discounts this holiday season. So, don't shy away from reading all the way through.
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The 4 Best Places To Shop This Holiday Season
By: Admin / Select Preferred Network
With so many of us spending time at home, we are bound to run out of things to do. But once everything is done, we are left with only one thing to do — shopping! This year has been hard on all of us, and we need to protect our sanity. With the holiday season upon us, it’s time to go shopping while getting huge savings.
However, shop-till-you-drop is not an option this year. With the second wave of the pandemic upon us, most of us are confined to our homes. This shouldn’t kill the spirit of Christmas and Christmas shopping.
The best place to shop this year is the internet. Shopping online will keep you safe and secure from the novel coronavirus. Here is a list of websites you can use to shop online while benefitting from the best discounts!
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How To Leverage Your Benefits At Work
By: Admin / Select Preferred Network
If you have successfully scored a position in a hot-shot organization that provides tremendous benefits, you need to learn to use them. Most people ask for higher salaries rather than employee benefits. This starts to affect their financial growth, and they end up quitting their job.
So, the million-dollar question is, "how do I leverage my benefits at work?"
If you want to enjoy your organization's perks and live a financially stable life, you have to use them wisely. In this blog post, we will highlight the most common workplace benefits and how you can use them.
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4 Tips To Plan For Retirement
By: Admin / Select Preferred Network
Planning for retirement does not come with age. It is a necessary step that begins when we realize that surviving in this dynamic economy is not easy. To have a comfortable future, planning for retirement is very important. Many people start late and don’t know how to go about it. In this blog, we will share 4 tips to plan for retirement that everyone should follow
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My Credit Dropped - How Do I Recover?
By: Admin / Select Preferred Network
Managing finances is not easy. Sometimes life hits you hard, and you end up spending all your savings. Facing problems in a financially helpless situation makes a person seek help from lending institutions. These institutes check the debtor’s credit score to ensure safe paybacks. If your credit score is low, you probably won’t get a loan.
We can’t tell you how much credit score is required to apply for a loan, but we can tell you how to recover a credit score drop.
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5 Tips To Cut Your Taxes
By: Admin / Select Preferred Network
An unexpected tax bill can ruin anyone’s day. When the amount is more than what you expected, it can be frustrating to see that you owe so much to the government. The IRS issued more than 111.8 million dollars in 2018, and this year can cause even more windfall if you play your cards right.
Taxes are something you cannot and should not avoid. However, there are slight tweaks you can make to save tax money. In most cases, you must itemize your taxes rather than going for a standard deduction. This blog post would share tax deduction strategies that help save hundreds of dollars in tax amount so you can plan your trip to the Bahamas with the added savings.
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4 Tips to Pay Off Loans
By: Admin / Select Preferred Network
Are you drowning in debt and don’t know how to manage all the loans? Don’t worry! You are not alone in this. A recent study showed that almost 80% of Americans are in debt, which’s a huge number. The most common reason for not being able to pay back is a lack of planning.
Many Americans don’t know how to pay off loans. This is a major problem as returning loans is not just about giving money. It’s more of a planned approach to handling your finances. With that said, here are our 4 tips to pay off loans and have a debt-free life.
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3 Things to DIY Instead Of Buy
By: Admin / Select Preferred Network
Over the years, we have shared a plethora of money-saving projects, both small and large. The idea is that if you can easily and cheaply make something at home, then why shouldn’t you? Therefore, here we are again with three things to DIY instead of buy.
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Top 3 Credit Cards To Save You The Most Money
By: Admin / Select Preferred Network
Whichever credit card you select, it is going to be specific to your needs. If you’re a student looking to pay your loans or a person who takes international trips and likes to splurge, both of you will have largely different needs when selecting a credit card.
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Tips On Building An Emergency Fund
By: Admin / Select Preferred Network
Building an emergency fund is indeed on the first steps to recession-proof your finances, and ensuring that you can weather any storm.But it is not easy, particularly when you are already on a tight budget.
An emergency fund typically contains 3 to 6 months' worth of expenses. The more, the merrier; several experts advise having twelve months of expenses during uncertain economic times like these. Nonetheless, set an amount you would like to save, establish a goal for yourself and keep that money in an individual account from your regular checking, ideally in high yielding savings account that'll grow the savings over time.
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Tips On Investing Disposable Income
By: Admin / Select Preferred Network
Investments can look different for everyone. Someone purchases an expensive and long-lasting gadget with the idea of using that fora long time. For them, this is an investment. Some students work extra hours to become debt-free, which counts as an investment in their future that will reduce the woes of debt.
Disposable income should never be equated as a 'leftover'income. This can imply that it will be used for frivolous purchases and might entice you to do so. This income is a way to make sure you can live a comfortable life in the long run.
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Get FREE Money When You Sign Up For These Credit Cards!
By: Admin / Select Preferred Network
When you’re looking to sign up for credit cards, anyone would advise you to do it smartly. Check the introductory APR rate, the foreign transaction fee, bank transfer fee, and how much you can benefit from them. Chances are you’re going to get a credit card anyway, so why not get free money when you sign up for these credit cards? However, do remember not to get too dazzled by a sign-up bonus without looking at the terms and agreement. This bonus does come at the price of spending some money. Here, we list a few credit cards to consider when signing up for a credit card.
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How You Can Instantly Invest Spare Change
By: Admin / Select Preferred Network
According to a poll, around 80% of millennial's are not investing in the stock market. 40% of them believe they do not have enough money to do so. This has led to a rise in finance experts simplifying the processes of investments to demystify it. They have attempted to direct people’s attention towards user-friendly money-saving apps like acorn, digits, etc.
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3 Ways To Raise Your Credit Score Fast
By: Admin / Select Preferred Network
There is no one way to raise your credit score fast. If you are thinking about raising or improving it think why is it low? How has your credit card history been? Have payments been on time? To really get into understanding your personal credit score you have to be prepared to delve into your finance books, so to speak.
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How To Turn Trash To Cash
By: Admin / Select Preferred Network
One man’s trash is another man’s treasure if you put your mind to it, of course. The planet is drowning in trash you most likely produce more trash than you think and a lot of it has lost potential because we don’t realize how easily trash can be money.
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